Timing is important when bill-paying. 

Let's review how long it takes for payments to arrive in the receiver's account or mailbox, depending on which payment and delivery method were used for the payment.

Paying with Bank Transfer (ACH)

  • Delivered by bank transfer : 3 business days (4 business days for payments over $25K)
  • Delivered by paper check in the mail : 7 business days

Paying with Credit Card

  • Delivered by bank transfer: next business day
  • Delivered by paper check in the mail: 7 business days

Note on a possible delay when requesting payment details from vendors:

If you're sending a vendor a request to fill out their payment delivery details, the estimated delivery time will depend on when they fill out their details.

As always, if you have any questions we're available at support@meliopayments.com.


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