With Melio you can pay your bills with bank transfers or credit cards, and have your vendors receive a paper check on your behalf (or an ACH bank transfer).
When you choose to have a paper check sent on your behalf, it'll arrive in the mail to the address you've specified in approximately 7 business days. Then you'll receive an email to let you know that the check has been deposited.
Optional: Notify your vendor before the payment arrives
Once you've completed scheduling your payment, you'll have the option of notifying your vendor that the check is on the way. Just click the Notify my vendor button and enter their email at the end of the bill payment process and they'll receive an email with the payment's details once it's on the way.
The check that arrives
Here's what the paper check that arrives to your vendor looks like:
Note to Vendor
We recommend using the Leave a Note for Your Vendor field in the payment process to include your account number with this vendor and an invoice number to simplify the remittance process. This will then appear in the Memo field on the check.
When vendors receive their checks from Melio, they can deposit them at the bank, just like any other paper check. They can also use a bank's mobile deposit feature for an easier deposit.
All the checks we send have the words “Void after 90 days” printed on them. On the 91st day from the date of issue, the check will expire.
If you have any questions about this or anything else, don't hesitate to reach out on our chat or email us at firstname.lastname@example.org