Before transferring payments quickly and easily with your bank account through Melio, you'll first need to connect your account. 

  1. If you use online banking, you can link it with Melio with your login credentials. For help, see our 'how to automatically add a bank account' guide.
  2. If you don't have an online bank login or prefer not to use it, you can follow the steps below to add, link and verify your bank manually with micro-deposits. 

Verifying a bank account with micro-deposits

  1. In your Melio account, go to Settings and select Payment Methods.
  2. In the Bank account section click Add this method.
  1. Select Verify with deposits.
  1. Enter your Account Number and ACH Routing Number and press Complete and Save.

Note: please enter an ACH Routing Number. Melio does not currently support Wire Transfers.

  • Within 2 business days, you will receive two very small deposits in the account that you wish to connect. Once you receive them, you'll receive an email with a link to your account's settings where you can enter these micro-deposit amounts and verify your account.
  • If you have any trouble, feel free to email

Once your bank account is linked and verified, you can quickly and easily schedule payments with it, without needing to verify it each time.

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