The US has 11 Federal Holidays a year as designated by the U.S. Federal Reserve System (The Fed).

A list of the US Federal Holidays

New Years Day

January 1st

Martin Luther King, Jr. Day

Third Monday in January

President’s Day

Third Monday in February

Memorial Day

Last Monday in May


June 19th

Independence Day

July 4th

Labor Day

First Monday in September

Columbus Day

Second Monday in October

Veterans Day

November 11th

Thanksgiving Day

Fourth Thursday in November

Christmas Day

December 25th

All our bank transfers (ACH) rely on The Fed, and won’t be processed on a Federal Holiday. Payments to vendors via Melio that are scheduled for a Federal Holiday or the following 3 days, will be delayed by one day. Transactions completed online that day will not be processed until the next business day. We suggest scheduling payments a few days early when a Federal Holiday is coming up.

Federal Holidays that fall on a Saturday or Sunday

Five Federal Holidays have fixed dates and occasionally fall on a weekend. If the Holiday falls on a Sunday, it’s observed on the following Monday. When the Holiday falls on a Saturday, the Fed does not observe it on the Friday before, although some banks may be closed.

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